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Terms of Reference for Consultancy to Develop Financial Tools for Farmers

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Job Description

The purpose of this consultancy is to develop practical, simplified, and farmer-friendly financial and accounting tools that will strengthen financial literacy, record keeping, enterprise management, and financial decision-making among farmers, cooperatives, and farmer groups participating in the HIB value chain. The tools should be suitable for use by smallholder farmers with varying literacy and numeracy levels and adaptable for training and extension purposes. 

Job Industry

Finance, Accounting And Assurance Services

Job Salary Currency

RWF

Job Salary Fixed

No

Key Deliverables

  1. Assess the financial management and record-keeping needs of farmers and farmer organizations within the HIB value chain.
  2. Develop simplified financial and accounting tools tailored to smallholder farming systems in Rwanda.
  3. Design practical templates and guides for farm budgeting, record keeping, savings, loan tracking, and profitability analysis.
  4. Integrate financial literacy, business management, and market-oriented farming principles into the tools.
  5. Ensure the tools are user-friendly, gender-responsive, and adaptable to low-literacy contexts.
  6. Facilitate stakeholder validation and finalize the tools based on feedback received. 

Professional Qualifications

Industry Qualification
Finance, Accounting And Assurance Services Advanced degree in accounting, finance, agribusiness, agricultural economics, business administration, rural development, or related field. Minimum of 5 years’ demonstrated experience in financial literacy and farmer business development, development of financial management tools, agricultural enterprise development, cooperative financial systems, adult learning and training materials development. Proven experience working in Rwanda, Strong knowledge of smallholder farming systems, agricultural finance, rural financial inclusion, simplified accounting systems, Rwanda cooperative and agricultural systems Excellent report writing and communication skills in English and Kinyarwanda. The firm should demonstrate: Relevant institutional experience Availability of qualified personnel Experience in agricultural finance and capacity building Proven experience developing farmer financial management tools

Application Process

Close Date

28/05/2026

Apply Now!