Credit Risk Manager at Choice Talents NG

Choice Talents NG is Nigeria’s preferred talents management company. Our goal is to help build successful businesses through effective talent, resource and process management.  

• Develop and implement credit risk policies and strategies tailored to consumer loan products, including salary advances, personal loans, and microloans.
• Oversee the end-to-end credit approval and underwriting processes, ensuring consistent and data-driven decision-making.
• Lead the development and refinement of automated credit scoring models and algorithms to drive risk-based pricing and loan approvals.
• Monitor loan portfolio performance, with a focus on delinquency management, early warning signals, and recovery effectiveness.
• Ensure full compliance with local regulatory requirements (CBN and others) as they pertain to credit risk management.
• Collaborate with the Product, Collections, and Technology teams to design and implement customer-centric risk mitigation strategies.
• Provide leadership to a team of credit risk analysts, underwriters, and loan monitoring officers, ensuring continuous training and professional development.
• Lead periodic stress testing and scenario analysis to evaluate credit portfolio vulnerabilities under different economic conditions.
• Generate and present accurate and actionable credit risk dashboards and reports to executive leadership and board committees.
• Engage with external auditors, regulators, and data bureaus to maintain transparency and enhance risk governance.

Interested and qualified candidates should submit their CV to: jobs@choicetalents.com.ng using the job title as the subject of the email.