Credit Risk Analyst (Oil)

--Powermax General Electrical Merchants Ltd--

Job Description

The global department provides credit risk advisory, reporting and macro-economic analysis for the oil & gas division. It requires diligent credit risk, monitoring and counterparty review analysis. This position requires the individual to deliver routine & ad hoc credit risk reporting to the credit risk team and other internal and external stakeholders. Accurate micro- and macro-economic analysis and data collection for numerous types of reports.

Job Industry

Finance, Accounting And Assurance Services

Job Salary Currency

SAR

Job Salary Fixed

No

Key Deliverables

  • Conduct in-depth credit assessments of counterparties, including financial statement analysis, industry and country risk evaluation, and qualitative assessment of business model, including operations, market position and overall management strategy.
  • Assist in setting reviewing credit limits, in collaboration with commercial teams taking into account payment terms, and risk mitigation tools such as collateral, guarantees and or letters of credit.
  • Periodically and ad-hoc macro-economic and sector reporting.
  • Creation and distribution of Credit Risk reporting (bespoke, cross-group and cross-functional) for the Global Function to senior stakeholders.
  • Validating and explaining Credit Risk data generated from our various systems.
  • Maintaining Data Integrity across our various systems.
  • Assisting in the development of new and existing systems, processes and reports
  • Support and assist in developing credit risk evaluation tools (Credit pricing, Stress testing, …).
  • To communicate effectively with senior management and the credit team.
  • Ensure compliance with internal credit policies and external regulatory requirements.
  • Any other ad hoc duties that may be required from time to time.

Professional Qualifications

Industry Qualification
Finance, Accounting And Assurance Services Bachelor’s degree in finance, Accounting, Risk Management, Economics, Engineering or a related field. Relevant Post graduate qualifications beneficial Work experience: Ideally 1-3 years of Credit Risk management experience but not essential Financial Analysis experience would be beneficial Coding skills in VBA, PowerBI, Python advantageous

Essential Qualities

Essential Qualities
  • Proficient knowledge using Microsoft Office (i.e. Access, Excel, PowerPoint)
  • Good working knowledge of Excel spreadsheets and database functionality e.g; forms, templates and logic functions.
  • Strong communication skills,
  • Attention to detail and accuracy
  • Ability to work independently & as part of a rapidly changing team
  • Multi-tasking and excellent management of time and priorities is essential
  • Highly numerate, with good problem-solving and analytical skills
  • Pro- active, committed and highly motivated
  • Ability to work independently
  • Ability to work well in a team
  • Need to be adaptable, flexible and entrepreneurial
  • Takes initiative and invest energy to resolve queries and take action as needed
  • High level of attention to detail and data accuracy, ensuring analysis is focused on delivering practical business benefits, often in tight deadlines

Application Process

Close Date

24/03/2026