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Credit Administrator at Kenty Microfinance Limited

--Powermax General Electrical Merchants Ltd--

Job Description

This role oversees end-to-end credit risk management and administration. Key responsibilities include examining loan applications, enforcing policy guidelines, monitoring delinquency and non-performing loans, and conducting regular audits. It also involves refining collection policies, training credit staff, and managing portfolio health to minimize operational losses.

Job Industry

Finance, Accounting And Assurance Services

Job Salary Currency

Job Salary Fixed

No

Key Deliverables

  •  Monitoring loan review activities in areas of operation to minimize losses and ensuring that lending practices adhere to the existing policy guidelines
  • Formulating and recommending enhancement of credit collection guidelines, policies and procedures
  • Examining all loan applications and ensuring adequacy and completeness of pre-loan eligibility requirements; client screening criteria, loan approval authority, repayment terms and incentives, delinquency and default management
  • Implementing effective delinquency measurement and loan loss monitoring procedures for all lending operations, loan processing, and training credit management staff on credit risk management
  • Overseeing the day-to-day management of the credit administration functions and credit risk management processes for all areas under operation
  • Monitoring loan accounts, loan repayments and delinquent accounts and write-offs to be in the acceptable past due rate.
  • Ensuring that the credit granting transactions are based primarily on the strength of the borrower’s paying capacity
  • Close monitoring of non-performing loans and providing periodic status reports to the Head of Credit Operations.
  • Ensuring regular audits and spot checks and ensuring that lending policies and loan administration activities adhere to the existing policy guidelines, including adequacy and security of collateral
  • Maintaining the portfolio of the institution and ensuring that it is to the required standard as per the policy
  • Evaluating regularly and periodically and reporting on loan accounts with respective credit limits reflecting the risk associated with the near-term liquidation of positions in the event of default

Essential Qualities

Essential Qualities
  • At least a Bachelor's degree in Business Administration, Commerce, Economics, Development Studies plus three years’ relevant experience or a Diploma plus five years’ relevant experience
  • At least 3 years of working experience in a busy Financial Institution work environment

Work experience

  • Experience in Microfinance, banking, financial management, investment advisory, small and medium business development and marketing
  • Experience in the use of various analytical financial methodologies and execution of different development financial products and services, credit and default management
  • Proven ability to seek timely, cost-effective and efficient solutions which ensure value for money
  • Experience in managing staff.


Additional skills

  • Good leadership and team management skills.
  • Self-motivated with the ability to work with minimal supervision
  • Ability to proactively identify gaps and provide solutions for filling them.
  • A good team player.
  • Excellent oral and written communication skills.
  • Excellent relationship management and communication skills necessary for interactions with colleagues and external stakeholders/customers
  • Proven ability to delicately solve sensitive matters and ensure value for money
  • Excellent proficiency in MS Office applications.

Application Process

Close Date

01/10/2026

Apply Now!